PERSONAL
UTULIVU PERSONAL ACCIDENT COVER
Benefits

This Policy covers bodily injury caused by violent, accidental external and visible means subject to the limits specified in the Policy. The cover is recommended for individuals and groups and can be issued on fixed benefits or based on salary. This is a 24 hour worldwide cover.

Dial *446# from your mobile phone to buy Utulivu personal accident cover.

The benefits under the policy are compensation for:

 

  • Accidental Death
  • Permanent Total Disablement (PTD).
  • Temporary loss of incomes due to disablement (TTD).
  • Medical expenses arising from an accident

 

Extensions
The following extensions can be considered as add-ons:

 

  • Last expense
  • Repatriation expenses

                                                               

PLAN OF BENEFITS PER CHILD

BENEFIT 

PLAN 1 PLAN 2 PLAN 3 PLAN 4 PLAN 5

Accidental Death

50,000 75,000 100,000 150,000 200,000

Permanent Disabilities 

50,000 100,000 200,000 300,000 400,000

Accidental Dental 

10,000 10,000 10,000 10,000 10,000

Accidental Medical Expenses

40,000 60,000 70,000 100,000 150,000

Artificial Appliances

25,000 30,000 35,000 40,000 50,000

Last Expense

20,000 20,000 20,000 20,000 20,000

Annual Premium Per Child

367 500 623 879 1180


 

PLAN OF BENEFITS

A

B

C

D

E

F

Accidental Death
7,500,000
5,000,000
3,500,000
1,000,000
750,000
500,000
Accidental PTD
7,500,000
5,000,000
3,500,000
1,000,000
750,000
500,000
Accidental TTD
20,000
15,000
12,500
10,000
5,000
2,500
Accidental Medical Expenses
250,000
200,000
150,000
100,000
25,000
25,000
Last Expense
100,000
80,000
60,000
50,000
10,000
10,000
Annual Premium
17,880
12,660
9,320
4,560
2,750
1,600
A
Accidental Death
7,500,000
Accidental PTD
7,500,000
Accidental TTD
20,000
Accidental Medical Expenses
250,000
Last Expense
100,000
Annual Premium
17,880
B
Accidental Death
5,000,000
Accidental PTD
5,000,000
Accidental TTD
15,000
Accidental Medical Expenses
200,000
Last Expense
80,000
Annual Premium
12,660
C
Accidental Death
3,500,000
Accidental PTD
3,500,000
Accidental TTD
12,500
Accidental Medical Expenses
150,000
Last Expense
60,000
Annual Premium
9,320
UTULIVU SCOPE OF COVER

Utulivu Personal Accident cover will pay the Insured Person or Insured’s legal personal representatives or trustees (hereinafter called Insured’s trustees) the appropriate benefit as per the option chosen, in the event that during the period that the Policy is in force, the Insured Person suffers sudden, unforeseen, accidental, forceful, visible and violent bodily injury, which shall independently of any other cause, result in the death, disablement or incurring of medical expenses for which the benefit is claimed as per the option chosen.


Once payment is made to the Insured Person or to the trustee or beneficiary, the policy lapses automatically.


Utulivu is a Personal Accident Cover. If the insured dies following an illness or disease, the benefits are not payable.
 

Utulivu Terms & Conditions

FOR MORE INFORMATION